First visit
Essential money is never gambling money
Rent, food, utilities, debt payments, transport, medicine and emergency savings should be separated before any discretionary decision. Credit and borrowed money are not a budget extension, and opaque funding sources make it harder to see the true impact on a household budget.
- AProtect essential costs
- BNo borrowed money
- CZero remains valid
First visit
A loss limit assumes the full amount may go
The limit should be an amount a person can lose without affecting obligations, and it should never rise after a loss. A win target is not a protective limit because it can prolong exposure, while a stop-loss that resets during the same period is not a real ceiling.
- AAffordable total loss
- BNo in-session increases
- CWin targets do not protect
First visit
Budget failure is information, not a moral failing
Using bill money, hiding transactions, chasing losses or repeatedly breaking limits are signs to stop and seek support. Bank blocks, a financial counsellor and Gambling Help Online can add external structure when a self-set budget is no longer holding.
- ANotice broken limits
- BAdd external barriers
- CSeek support early